MithraPride

Project X Zone, that's the one! I was pretty gutted I couldn't play Namco X Capcom but this is like the spiritual successor to that game, must get!

My parents never gave me money for junk, they'd either buy it for me, get it for my bday/xmas or I didn't get it.

Same, Mom would either buy it for me, or I didn't get it.

And you can't legally have a credit card until you're 18 (possibly depending on the state, whatever the age is to sign a contract). So any of that single digit stuff is either a myth or a mistake and not valid in court. I doubt children have enough cash on hand to buy a game, and even if they do, stores can't sell them any game rated mature without id proving age (at least they're not supposed to).

On a side note, I'm amused when my mother would buy a 'mature' game for my brother and get carded, and when I did it I wasn't. I'm very clearly younger then she is. (and if my brother hasn't shaved in a while, I doubt he'd be carded either. Huge scruffy beard, it's frightening.)

Krissy wrote:And you can't legally have a credit card until you're 18 (possibly depending on the state, whatever the age is to sign a contract). So any of that single digit stuff is either a myth or a mistake and not valid in court.

I will agree that it isn't valid in court, but it is no mistake.

They make the offers, some get picked up, the kids don't pay or fall behind, the CC companies bill the parents and threaten court action. Most fold and pay. I would hope the CC companies would fold at the slightest sign of backbone, but somehow I doubt they do.

Far more offers go out to the 12 - 16 year old crowd, but kids as young as 5 have been offered credit cards. They are usually pitched something like: Have your very own credit card! Just sign here and return.

Think they accept signatures in crayon?

Wait, aren't the CC companies in the wrong for issuing to kids? Parents could just challenge them and they'd be screwed or worse they could get fined or whatever for bad practice.

Most states, it's legal for kids to have CCs, i.e. it's a 'child card' of the parent's account.

Its like this Su.

Pay $500 that you shouldn't have been charged or hire a lawyer to fight it for $5,000.

Why would you need a lawyer? Show up, bring the kid. Say to the judge, "I had no knowledge that a CC was issued to my child" point to child, "who is under age, until I received threatening messages to pay these bills. As the card should never have been issued, I do not feel that my child, " point to child, "should be held responsible for these charges. And as the card is not in my name, neither should I."

any sane and lawful judge would dismiss the case right there. really, all you have to do is show up and you'll win.

Krissy, have you ever been to court? Even for a traffic ticket?

Almost every judge used to be a lawyer. Hire a member of the club or suffer a -3 penalty. This is NOT hyperbole.

On top of that the vast majority of our countrymen just fold when threatened with a lawyer. As in poker language "I see your perfectly reasonable argument and raise you a lawyer."

Personally I come from an extended family just FULL of Jewish lawyers. (None of them are licensed in WA darnit.) I know way more about law than is healthy for anyone who hasn't passed the bar. It has bitten me HARD. As in "Oh, you know the rules but didn't pay a member of the club? Sorry, that's an automatic YOU LOSE. Case dismissed."

Or even worse, "Sorry, that's an automatic YOU LOSE. GUILTY."

So you upped the ante with a lawyer? I raise you... 'sob story on social media'!*

*only works if you're white, female and at least presentable.

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Usually it's pretty easy to get rid of suits that involved kids doing a no-no if the other side didn't do due diligence. I mean, my dog got offered a CC once. And his name was just 'Pancho' with no last name... and he gets a CC.

I should've pasted his paw-print on it... what do I have to lose right? (Yes, your Honour. The dog might have stepped on the form, then accidentally refolded it while playing with it. It must have then been picked up by the postman as he was being chased by the dog. Yes, girl guide's honour! No.. I was never in the guides...)

As long as you do YOURS too. If the bank accidentally gives you a million bucks... you can't 'accidentally' spend it all and hope to get away with it.

Ok... now read the OP and figure out how we got here...

So the law only applies if you have a lawyer present, nice.

Incidentally, Tsyb, I edited your post to correct the spelling/grammar mistake as that really bugged me

Lose - opposite of win
Loose - opposite of tight



Oh 3DS XL £165, £35 for Pokemon X/Y when that comes out. Another £35 for Project X Zone and another £35 whenever Ace Attorney 5 comes out (digital download only sadly). I have and will be spending a lot lately Looking on spending £300+ on airsoft soon.

Asphe wrote:Ok... now read the OP and figure out how we got here...

Yep, quite the derail.

I have thought about splitting the thread but I have no idea where the derail should land if I did so.

Su, no problem and thanks.

Heh, I had the same problem, though I'm usually not worried about threads wandering, as long as no one else seems to mind.

We got bored bashing on the Xb1. It was like picking on a caged monkey..funny but ultimately got old quickly.

Well we haven't bashed the sub model yet.

Like to access most of the 'free' stuff, you need to get a Gold sub ($60 USD/year). Of course, the PS4 is free... unless you want to access the premium part ($50 USD/year).

Naah... first off, all the RPGs are beginning to look more and more like Mass Effect or FF13. What other games do you play on a console? Driving games? Rally 2020.. with more mud! FPS - almost as good as a PC with a mouse/keyboard!

What I want to see are games like 'sims' like DCS World, RPGs like Shadowrun Returns and especially games like Guns of Icarus and Divinity: Dragon Commander

Someone should just combine a PC + console. Does everything a PC can but uses 'standard' hardware like a console. It'll be cheaper than most PCs since it's mass produced and the performance shortfalls can be compensated by the fact the hardware is known and standardized. Rather like all the PC users of the world decide on a particular 'build' for a PC and all software is written to work on that build for the next 5 years.